Farmers' Mutual's largest product line is its Homeowner Policy which provides coverage for owner occupied homes including coverage for personal property and premise liability.

Its newest product is its Mobile Homeowner Policy which is similar to the Homeowner policy but provides coverage for late model mobile and modular homes.

The company also provides coverage for non-owner occupied rental dwellings under its Dwelling Fire Policy.

The Farmowner Policy is its namesake. It provides coverage for most types of farm property under this program including farm liability.

Farmers Mutual also provides an excellent Boat Owners Policy with physical damage and liability coverages.